About State No-Fault Insurance

State No-Fault Insurance has deep roots in Fort Pierce. What began as a neighborhood agency grew into a trusted local partner for families, boaters, and small businesses across the Treasure Coast and all of Florida. Today, second-generation owner Joseph Tromba carries forward the tradition of friendly guidance, honest quotes, and reliable support that customers expect from a family-owned insurance agency. After 35 years of hands-on experience, Joe still believes the best policy is personal attention.

Our History & Legacy

Serving Florida Since 1975

Pink illustrated leafy sprig.
Family on a sunny day at a beach. A woman swings a child, another child runs, the man stands nearby.

Our  Values

Clear Advice, Straight Answers

At State No-Fault Insurance, you always work directly with a real person who knows Fort Pierce and understands Florida’s coverage rules. Joe Tromba makes complex policies easier to understand, walks you through your options, and looks for practical ways to save without cutting essential protection. He believes in clear explanations, quick follow-ups, and treating every customer like a neighbor, whether you live near Downtown Fort Pierce, South Beach Park, or up in Vero Beach.

Group of people socializing outdoors, holding cups, some smiling.
Pink, line-drawn leaf branch.
Man smiling, wearing a blue volunteer vest, talking to another person outdoors. Sunlight shines.

Community Involvement

Proud To Support The Treasure Coast

From local events in Fort Pierce to causes throughout St. Lucie County, Joe believes in giving back to the community he calls home. He welcomes opportunities to support neighborhood organizations and customer-led initiatives that make life better along the Treasure Coast.

What Customers Say About Joe

Man wearing glasses, with a buzz cut, and a serious expression. Set against a blue background.
Woman with dark hair, smiling broadly against a yellow background.
Woman with dark, curly hair poses in front of an orange background. Wearing a white jacket and small earrings.

Have dealt with Joe Tromba for over a decade for personal and business auto insurance. He has always been very reliable and honest. Plus his prices meet or beat anyone else.

- Joe J.

He is awesome. Love his personality and the fact he tries to give you the best possible quote. Location in ft. Pierce off us 1.

- Lateshia N,

The bast insurance man in town and he can find insurance you need and with low price 

- Heather R.

Answers To Common Questions

Understanding How We Work

  • Are you an independent insurance agency?

    Being independent means Joe can shop multiple carriers to find the right fit for your budget and coverage needs.

  • Do you serve clients outside Fort Pierce?

    Yes. Joe is licensed throughout Florida and regularly helps customers in Okeechobee, Vero Beach, Palm City, Canal Point, and Placid Lakes.

  • What are your business hours and contact options?

    State No-Fault Insurance is open Monday through Friday from 9 a.m. to 5 p.m. Contact the office by phone at (772) 461-4477, by email, or in person at 2721 S US 1, Suite 8, Fort Pierce, FL 34982.

Woman in glasses smiles, reviewing documents with another at a table. Light-filled room, two others in background.

Reach Out When You're Ready!

Stop by the Fort Pierce office, give Joe a call, or send a quick message to start your quote. State No-Fault Insurance is here to make coverage simple and affordable.

Three people with a heart above their heads.
Individuals & Families

Affordable health and life insurance to keep you and your loved ones protected.

Elderly couple in heart.
Seniors

Medicare guidance designed to simplify your options and avoid costly mistakes.

Building icon with person.
Small Business Owners

Group health plans and benefits that work for your team and your budget.

Motorhome with two trees on top and two people visible in the window.
Retirees & Pre-Retirees

Annuities and long-term care planning to secure your future.